Auto Insurance

Car insurance: to find the best Auto Insurance Company in Florida

Since each person's situation and needs are different when it comes to recommending the best auto insurance in Florida, there is no one-company-fits-all solution. But what we can do is point you in the right direction. 

When deciding that Florida auto insurance company to go with, there are a few things to consider. Start by answering two fundamental questions: 

• What can I afford, price-wise? 

• What type of coverage do I need? 

So, with each company you look at, ask yourself: 

• How financially stable is the company I'm thinking? 

• Are they at a competitive price? 

• Do they offer the coverage I need? 

• What kind of reputation they have? 

• How good is their customer service? 

• How effective are they handle claims? 

• Are they a licensed carrier in my area? 

The trick is to 1) decide which of these factors are most important to you, and 2) find the provider that ticks the most boxes based on how you have prioritized. For example, the price may be more important than the level of customer service. Or, you may feel that financial stability is crucial for your peace of mind and are willing to pay a little more to get it. Choose what is most important to you, you will be focused on finding which company is best placed to provide these things. 

So, now that you know what you're looking for how you go about finding the best insurance company with the best offer? Well, you shop around. Armed with questions in hand, a few telephone calls or do some web searching. Create a list of Florida auto insurance companies and give each of them marks to meet your requirements. You can also get information from the auto insurance comparison sites, but be careful. These sites are not always representative of all the brands available and because the Commission is earned based on who you choose to go with, results may vary. To ensure that you get full information, check with more than one, more than once. 

Now that you've got the information you need, it is time to discuss it with your broker. Auto insurance is very competitive, and often more than willing to meet or exceed an agreement if it means keeping your business. Remember to ensure that you get a good deal, never makes it easy for a broker to sell you insurance. Keep the friendly face you'll need one next time there is an accident, but not be a mug. Participate in the decision to work with your broker from a position of knowledge. 

If you still do not know where to begin, a quick search on the web for top Florida auto insurance companies will give you a list of names: Esurance, Geiko, Allstate, State Farm, 21st Century, Progressive, Liberty Mutual, and AAA are all recognized and good suppliers who immediately thinks. But to ensure you get the best policy, you have to rely on more than just a name. So take a little time to do research and compare. If you do, you can be sure that the auto insurance company you select is the best Florida auto insurance for you. 

Guy Sawicki is an insurance agent in the State of Florida, and he helps his clients get the best price for Florida auto insurance. He uses RateElert.com, a site that allows him to combine the power of the Internet to match the best rate for auto insurance for his clients.