Saturday, May 15, 2010

Best ways to eliminate credit card debt - Credit Solutions or Zipdebt?

There are so many ways to fall into a debt trap, as there are ways to get out of it. The debt relief you need depends on how much you owe in debt, and what type of debt you have accumulated. Research on the Internet will reveal to you the many opportunities that the services offered and how much each debt management company charge for their services. The wrong choice can lead to increased costs and loss of money, put you deeper in debt and cause unbearable stress. 

There are many choices for how to eliminate credit card debt, two that stand out are Credit Solutions and ZipDebt. Credit Solutions is a debt settlement company will negotiate for you and charge you while Zipdebt teach you how to DIY your own debt negotiation. Both companies share the same goal, but go through different routes to get you the solution you seek. 

Credit Solutions Review

Credit Solutions offers to find a certain way to keep you out of your debts as they aim to give you the opportunity to live debt free. Their strategy is to create a debt relief program that fits your unique financial situation. This includes negotiating down your debt to a reasonable settlement with your creditors. Credit Solutions has helped people kill up to 50% of their credit card debt and get them debt free in 1-3 years. In order to facilitate their services and have so many people enjoy them, Credit Solutions put all their resources and tools available over the Internet, making it easy for everyone to have access to and obtain a solution to their financial problems. 

ZipDebt Review 

ZipDebt is a company that believes that a person whom you can negotiate on your own debt, rather than pay an unknown person to handle on your behalf to your creditors. If the debt negotiation overwhelms you and you need a little direction and encouragement, ZipDept have a credit counseling program that will teach you how to do it yourself and save thousands of dollars in fees, reduces the risk of creditor setback and in the process feel better and less stressful because you know you've done something positive. Doing the negotiations themselves, the advocates, is the most practical and most affordable debt solutions available. And while you're not convinced after trying their program, you can use their one year money back guarantee. 

There's plenty of help available to get out of debt. Read more about debt elimination plans. It takes a lot of courage and determination to make the first step when you are beaten on all sides by creditors who want to get every piece you own, your house, your car, your furniture and everything they deem worthy. You need not go through these tough and stressful situations, but you should have taken the initiative to carve your path towards a debt free life. Act now and be debt free before.

1 comment:

paul said...

debt negotiation or simple financial advise make sure to verify the information obtained before actually following up on it, many unsuspecting consumers fall into this trap. Always do your homework and follow your instincts, it is better to err on your own than have someone else make you do it. As I have always said if you are looking for debt relief help the best place to start is with state and local officialsDebt Leads